Ingreso Total Bruto vs Ingreso Total: Diferencia y Comparación

Gross Total Income refers to the total income earned before any deductions or exemptions are applied, including all sources of income such as salaries, rental income, interest, and dividends. Total Income, on the other hand, is the income after allowable deductions and exemptions have been subtracted from the Gross Total Income. It represents the actual taxable income that is subject to taxation by the relevant authorities

Puntos clave

  1. El ingreso total bruto (GTI) es el agregado de todas las fuentes de ingresos antes de solicitar deducciones o exenciones.
  2. El ingreso total se obtiene restando las deducciones y exenciones del ingreso total bruto.
  3. GTI determina una obligación tributaria, mientras que el ingreso total es el ingreso imponible final después de considerar las deducciones.

Ingreso Total Bruto vs Ingreso Total

La diferencia entre Renta Total Bruta e Renta Total radica en sus significados, donde la primera, es decir, la Renta Total Bruta, denota las ganancias totales de todas las cabezas de pago, la segunda, es decir,

Ingreso total bruto vs Ingreso total

El ingreso total bruto es el ingreso total que gana el individuo, incluido el ingreso de todos los jefes. Hay cinco tipos de pago: rentas de la propiedad, rentas del salario, rentas de otras fuentes, rentas del negocio o profesióny, por último, las rentas de las plusvalías.

En el otro mano, el ingreso total se logra restando las deducciones bajo la Sección 80 del ingreso total bruto.


 

Tabla de comparación

FeatureGross Total Income (GTI)Total Income (TI)
DefiniciónLa total income earned by an individual or organization before any deductions or exemptions are applied.La Ingreso imponible remaining after subtracting allowable deductions and exemptions from Gross Total Income.
ComponentesIncludes income from all taxable sources, such as: * Salary * Wages * Commissions * Business profits * Capital gains * Interest income * Rental income * Other income sourcesIncluye solo el portion of Gross Total Income that is subject to tax.
DeduccionesNo factored inDeductions are subtracted from Gross Total Income to arrive at Total Income. These deductions can include: * Business expenses * Investment expenses * Interest payments on certain loans * Charitable contributions * Certain medical expenses * And others (depending on tax regulations)
Cálculo de impuestosNot used directly for tax calculation.Used as the basis for calculating income tax liability.
ImportanciaSirve como punto de partida for calculating Total Income.Determina el amount of income subject to tax.

 

¿Qué es el Ingreso Total Bruto?

Components of Gross Total Income:

  1. Salario y salarios: This includes income earned from employment, such as regular salaries, bonuses, commissions, allowances, and any other monetary compensation received in exchange for services rendered.
  2. Ingresos del negocio: Profits generated from business activities, including self-employment income, income from partnerships, and income from sole proprietorships, are also part of the Gross Total Income.
  3. Ingreso de alquiler: Any income earned from renting out properties, whether residential or commercial, contributes to the Gross Total Income. This includes both rental payments and any additional income derived from leased properties.
  4. Intereses y Dividendos: Income earned from interest on savings accounts, fixed deposits, bonds, and dividends from investments in stocks or mutual funds are considered part of Gross Total Income.
  5. Ganancias de capital: Profits obtained from the sale of capital assets such as real estate, stocks, bonds, or mutual funds are included in Gross Total Income. These gains can be either short-term or long-term, depending on the duration of the asset’s ownership.
  6. Otras fuentes: Any other sources of income, such as royalties, winnings from lotteries or gambling, alimony, or any other form of income not covered by the above categories, contribute to the Gross Total Income.

Importance of Gross Total Income:

Understanding Gross Total Income is essential for individuals, businesses, and tax authorities for several reasons:

  1. Cálculo de impuestos: Gross Total Income forms the basis for calculating taxable income. It serves as the starting point for applying deductions, exemptions, and tax credits to arrive at the Total Income, which is then used to determine the tax liability.
  2. Evaluación financiera: Gross Total Income provides a comprehensive overview of an individual’s or entity’s financial health by encompassing all sources of income. It helps in assessing the overall income-generating capacity and financial stability.
  3. Cumplimiento e informes: Accurate reporting of Gross Total Income is necessary for compliance with tax laws and regulations. Individuals and businesses are required to disclose all sources of income to tax authorities for proper assessment and taxation.
ingresos totales brutos
 

¿Qué es el Ingreso Total?

Calculation of Total Income:

  1. Deducciones y Exenciones: Various deductions and exemptions are allowed by tax laws to reduce the Gross Total Income and arrive at the Total Income. These deductions may include contributions to retirement accounts, health savings accounts, education expenses, mortgage interest payments, charitable donations, and other eligible expenses. Exemptions may include allowances for dependents, certain types of income, or specific situations as specified by tax regulations.
  2. Ingreso bruto ajustado (AGI, por sus siglas en inglés): Deductions and exemptions are subtracted from the Gross Total Income to calculate the Adjusted Gross Income (AGI). AGI represents the income after allowable adjustments have been made, such as deductions for retirement contributions and health insurance premiums. It serves as an intermediate step in determining the Total Income.
  3. Ingreso imponible: Further adjustments may be made to the AGI to arrive at the Taxable Income. Taxable Income is the portion of the AGI that is subject to income tax. Additional deductions, credits, and adjustments may be applied to determine the final Taxable Income, which is used to calculate the actual tax liability.

Importance of Total Income:

  1. Planeación de pago de impuestos: Understanding Total Income is crucial for effective tax planning. By maximizing allowable deductions and exemptions, individuals and businesses can reduce their Total Income and minimize their tax liability.
  2. Toma de decisiones financieras: Total Income provides a clear picture of an individual’s or entity’s financial position after accounting for tax-deductible expenses and exemptions. It helps in making informed financial decisions, such as budgeting, investment planning, and retirement planning.
  3. Cumplimiento Tributario: Accurate calculation and reporting of Total Income are necessary for compliance with tax laws and regulations. Individuals and businesses are required to report their Total Income to tax authorities accurately. Failure to do so may result in penalties, fines, or legal consequences.
Ingresos totales

Principales diferencias entre el ingreso total bruto y el ingreso total

  1. Here are the main differences between Gross Total Income and Total Income in a bullet point list:
  2. Gross Total Income:
    • Represents total income before any deductions or exemptions.
    • Encompasses all sources of income, including salaries, rental income, interest, dividends, etc.
    • Provides a comprehensive overview of all earnings without considering tax deductions.
  3. Ingresos totales:
    • Represents income after allowable deductions and exemptions have been subtracted from Gross Total Income.
    • Reflects the actual taxable income that is subject to taxation by relevant authorities.
    • Is calculated by subtracting deductions, exemptions, and adjustments from Gross Total Income.
Diferencia entre X e Y 2023 04 06T090753.488
Referencias
  1. https://apps.bea.gov/scb/pdf/2001/11november/1101pi_agi.pdf
  2. https://arxiv.org/pdf/cond-mat/0205520

Última actualización: 07 de marzo de 2024

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5 pensamientos sobre “Ingreso total bruto versus ingreso total: diferencia y comparación”

  1. El autor de este artículo ha hecho un trabajo fantástico al simplificar conceptos financieros complejos. Esta es una pieza muy informativa.

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  2. Creo que el artículo es muy informativo y proporciona una comparación completa entre el ingreso total bruto y el ingreso total. Sin duda ayuda a aclarar cualquier confusión.

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  3. Este artículo proporciona una explicación clara y detallada de las diferencias entre Ingreso Total Bruto e Ingreso Total. Es bastante informativo y útil comprender estos dos conceptos.

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