Chara Yadav

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Nice to meet you!

My name is Chara Yadav, and my goal is to simplify finance-related topics. I have been married for over 20 years, and my husband and I met on a mission trip. We have a large family, so there is always plenty of tea and coffee in my house. I have worked in finance for about 25 years in the local community and higher education.

As an individual with a deep-seated interest in religious studies, I have spent many years delving into various faiths’ rich history, doctrine, and practices. My curiosity and passion for this subject led me to write about it as a hobby. My articles and blog posts cover various topics, from the origins and evolution of different religions to their current place in modern society. I strive to write objectively and thoughtfully, drawing on my research and personal reflections to provide insightful perspectives for interested readers. I also consider myself a student of religion, and my writing journey is an ongoing process to expand my understanding and knowledge.

College degrees

I hold a Bachelor of Science in Finance as an undergraduate degree and an MBA in Finance from Symbiosis Institute of Business Management as a graduate degree. The MBA in Finance program aims to equip students with advanced knowledge and skills in financial management, analysis, and decision-making. Those who graduate from an MBA in Finance program are well-equipped for leadership roles in various financial sectors, such as investment banking, corporate finance, and asset management.

Continuing Education

I have a passion for learning and have been fortunate enough to earn certificates and take classes at reputable colleges even after completing my MBA. I have a certificate in Financial Modelling from Amity University and one in Financial Markets from the University of Chicago. Additionally, I have audited various BFSI (Banking, Finance, Securities, and Insurance) courses from prestigious institutions, including my alma mater.

• Financial Accounting (Symbiosis Institute of Business Management)
• Real Estate Finance (Symbiosis Institute of Business Management)
• Financial Markets and Institutions (Narsee Monjee Institute of Management Studies)
• Corporate Finance (Narsee Monjee Institute of Management Studies)

Handling Corporate Finance

I spent approximately a decade in finance and held junior and senior corporate positions. During this time, I was responsible for managing the finances of companies such as Deloitte. The finance department at Deloitte had 50 full-time employees and 20 interns. My challenges as a CFA helped me improve my financial analytics skills. I am thankful for the diverse experiences I gained while working in the corporate world.

Teaching Finance and Banking Courses

I started teaching in local colleges when I was in college and still do so today. My favourite place to teach is a Sunday school class, community group, or small group.

My first teaching experience outside the college was with the Indian Finance Association. Through IFA, I taught Banking, Finance and Insurance courses to Business school teachers needing continuing education credits.

College Professor

While working, I began teaching as an adjunct professor at a local management college. This experience led me to teach at a business school as an adjunct professor. I eventually became an administrator at the same school. I have taught nearly 30 undergraduate courses, mainly banking, finance, insurance, and securities. My favorite classes to teach include:

• Micro Economics: It helped me to analyze real-world economic situations and apply microeconomic concepts and principles to understand what is happening and why. I especially love how microeconomics helps individuals understand how government policies, such as taxes and regulations, can impact economic decision-making and outcomes.
• Business Intelligence: BI professionals work with various data sources and tools, which can be exciting and challenging. I like that BI allows individuals to turn data into actionable insights that can drive business growth and success. It can be gratifying to see the impact of one’s work on a company’s bottom line.
• Quantitative Methods and Statistics: Quantitative methods and statistics apply to various fields, including business, economics, finance, marketing, psychology, and more. I also enjoy providing a rigorous and systematic way to analyze data and make informed decisions.
• Managerial Economics: It helps individuals understand how economic forces, such as market demand, competition, and costs, impact business operations and strategies. One of my favorite exercises in this course is to apply economic concepts to real-world business situations and see how they play out in practice.
• Budget Analysis: It allows individuals to use their analytical skills to understand how resources are allocated and how they can be used more effectively. My approach to problem-solving is always analytical; thus, budget analysis helps a lot.

Academic and Learned Societies

Professional societies for finance/business academics exist to advance the study of subjects such as banking, finance, securities, insurance, and more. Members of these societies, which may include scholars, teachers, and other interested individuals, engage in activities such as publishing and reading papers, attending conferences, and collaborating with others to promote interest and progress in their field. I am a member of the following societies:

Society	About
The Financial Planning Association (FPA)	FPA’s mission is to lead the financial planning community by promoting the value of financial planning, being the principal voice for the financial planning community, and supporting members in their commitment to serve the public with integrity and objectivity.
The National Association of Insurance and Financial Advisors (NAIFA)	NAIFA’s mission is to advocate for a positive legislative and regulatory environment, enhance business and professional skills, and promote the value of insurance and financial planning to the public.
The Society of Financial Service Professionals	A professional organization for individuals in the financial services industry. Its members include financial planners, insurance professionals, accountants, attorneys, and other financial professionals who work together to promote ethical and professional standards in the industry.

Writing

Writing has always been a passion of mine. Here is an example of an article I wrote about finance and economics. About 15 years ago, I began writing online and liked it. I enjoy the combination of content creation and the technical skills it requires.

Contact me

I have attempted to find the balance between telling interested readers about myself and also desire to maintain some degree of privacy. Under the right circumstances and for the right reason, I would happily share more about myself via email.

You can contact me at [email protected]

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