Difference Between Blue Cross and Blue Shield (With Table)

In the majority of states now, the blue cross and the blue shield are now going to merge under a common association named which is BCBSA that stands for the blue cross and the blue shield association. The BCBSA might be known as the oldest and even largest prayer group in the states, but initially, both of them were used to be two different groups.

Both of them joined each other and together formed BCBSA. The difference between the two was that the blue cross association includes some of its profit as it is a profit carrier oriented while the blue shield works as a non-profit-based organization.

Blue Cross vs Blue Shield

The difference between the blue cross and the blue shield is that the blue cross is a for-profit carrier, while the blue shield is a non-profit organization that works without any personal profit. In the year 1982, both the organization decided to merge and formed a single association. Currently, the BCBSA has about 106 million total members in the association.

The blue cross-organization was the first to be formed in the year 1929. The aim of the blue cross-organization was to provide a prepaid service to the hospital and other medical coverage. The plan was formed by Justin that was based on a prototype. When he introduced this prototype, he was the vice president at the Baylor University in Dallas, Texas, in the health care facilities department.

Ten years after the formation of the blue cross-organization, in 1939, the blue shield association took place in California. As stated before, the blue cross was for coverage of hospital services, the blue shield was for physician’s services. The employers of the mining camp and the lumber camp located in the pacific-northwest were the source of inspiration for this project that gave birth to this whole organization.

Comparison Table Between Blue Cross and Blue Shield

Parameters of ComparisonBlue CrossBlue Shield
What are theyThe blue cross association includes some of its profit as it is profit carrier oriented.The blue shield works as a non-profit-based organization.
NetworkThe blue cross does not have a Sutter in the network.The blue shield organization has Sutter in the network. 
Coverage in CaliforniaBlue cross anthem offers Obama care California health plans. In fact, the blue cross plans were once the #1 seller in the whole of California.Blue shield organization too offers Obama care health plans.
Provider networkWhen it comes to health insurance providers, the offers are much comparable. However, people tend to rely more on permanent and personal doctors provided by the blue cross anthem.Blue shield organization have pretty comparable offers when comes to insurance providence.
Blue cardThe blue cross anthem has enabled the blue card, which provides a premium to both individuals and the family.The blue card has not been introduced by the blue shield yet.

What is Blue Cross?

The blue cross-organization was the first to be formed in the year 1929. The aim of the blue cross-organization was to provide a prepaid service to the hospital and other medical coverage. The plan was formed by Justin that was based on a prototype. When he introduced this prototype, he was the vice president at the Baylor University in Dallas, Texas, in the health care facilities department.

Following the years, more and more plans were introduced under the blue cross pans, and within ten years, the blue cross was covering about 3 million individuals. With the blue cross symbol, the whole country recognized the plan.

The symbol of the blue cross was soon made an emblem by the American health association in the entire country. This took place in 1939, ten years after the introduction of the blue cross.

What is Blue Shield?

In the year 1939, the blue shield association took place in California. As stated before, the blue cross was for coverage of hospital services, the blue shield was for physician’s services. The employers of the mining camp and the lumber camp located in the pacific-northwest were the source of inspiration for this project that gave birth to this whole organization.

Making medical care easily available and accessible to all was a must as the workers working under such jobs were prone to chronic illness and other serious injuries. This type of arrangement and the activity gave birth to “medical service bureaus.” This project brought all the physicians together so that they can provide such service.

Main Differences Between Blue Cross and Blue Shield

  1. The main difference between the blue cross and the blue shield is that the blue cross charges some amount as per its own profit while the blue shield does not as it non-profit-based organization.
  2. The blue cross does not have a Sutter in-network, but The blue shield organization has Sutter in the network. 
  3. Blue cross anthem offers Obama care California health plans. In fact, the blue cross plans were once the #1 seller in the whole of California, and the Blue shield organization too offers Obama care health plans.
  4. When it comes to health insurance providers, the offers are much comparable. However, people tend to rely more on permanent and personal doctors provided by the blue cross anthem, while the Blue shield organization has pretty comparable offers when it comes to insurance providence.
  5. The blue cross anthem has enabled the blue card, which provides a premium to both individuals and the family, but The blue card has not been introduced by the blue shield yet.

Conclusion

Now, this is to be concluded that both the organization after merging into a single one have made some significant differences and have provided the citizens with pretty good health care and offers. In the majority of states now, the blue cross and the blue shield are now going to merge under a common association named the blue cross and blue shield association. TheBCBSA might be known as the oldest and even largest prayer group in the states, but initially, both of them were used to be two different groups.

References

  1. https://www.eh.net/page/167/?s=The
  2. https://books.google.com/books?hl=en&lr=&id=UKTBDwAAQBAJ&oi=fnd&pg=PT2&dq=what+is+blue+cross&ots=xQQEQduM-B&sig=9Wk_CdIru4AvGOYIrRTFgjASIUc

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