Difference Between Crypto.com and Blockfi

Crypto.com is a platform that offers products like secure payment channels, financial services, and trading products. It is a platform that gives complete control to the users of their money and data.

On the other hand, Blockfi is a platform that offers competitive interest rates on cryptocurrency. It offers its services only to US citizens plus is regulated by Federal laws.

Comparison Table Between Crypto.Com and Blockfi

Parameters of ComparisonCrypto.ComBlockfi
Founded in2016 and Kris Marszalek, Bobby Bao, Gary Or, and Rafael Melo are the founders.2017 by Zac Prince and Flori Marquez.
Interest ratesIt uses simple and fixed interest ratesIt uses compound interest rates
PaymentIt pays interest rates daily.It pays to earn every month.
Minimum depositThe user has to deposit a minimum amount based on cryptocurrency to start earning.There is no requirement for a minimum deposit.
TokensMCO and CRONo tokens

What is Crypto.Com?

Crypto.com is a platform developed to empower humans to safeguard their rights on money, identity, and data.

It is a cryptocurrency payment platform that allows its users to access and control their money from anywhere and any time.

The legal name of the company is MCO Malta DAX Limited and is commonly known as Monaco, Foris LTD, MCO Pay Limited, MCO Digital Asset Group, Foris Asia Pte Ltd, and Foris Inc.

 The company has the support of Fiat institutions like VISA cards that allow users to use or withdraw fiat money through cryptocurrency to achieve their vision to have cryptocurrency in every wallet.

Exchange as a trading solution, and Crypto Earn, Crypto credit, and Decentralized financial products are solutions of financial services.  

What is Blockfi?

Blockfi is a financial service platform that provides a way to connect individuals and companies to earn interest in cryptocurrency. It was started by Zac Prince and Flori Marquez in 2017.

The company provides its services only to US citizens in 50 US states. The company offers interest rate earning on cryptocurrency, low-cost USD loans, and free-of-cost trading facilities to its users.

It provides high quality and secures financial services to its users. The interest accounts holders get interested monthly or compound. Its earnings increases as per the time the assets are stored in the account.

Main Differences Between Crypto.Com and Blockfi

  1. Crypto.com pays interest rates daily or weekly, whereas Blockfi pays interest rates monthly.
  2. Crypto.com have tokens like MCO- a utility token and CRO for staking purpose, whereas Blockfi does not have utility tokens. 


The Crypto.com and Blockfi platforms provide a way for cryptocurrency holders to earn interest rates and avail loans from fiat institutes on their cryptocurrency.

The Crypto.com companies ensure security by implementing the principle of least privilege, Vault technology, Cold storage insurance on assets, and multi-signature methods.

Blockfi platform is good for having a savings account and getting loans, and Crypto.com also provides loans, but it also offers additional financial services than Blockfi.


  1. https://help.blockfi.com/hc/en-us
  2. https://help.crypto.com/en/collections/260596-crypto-com-app
  3. https://crypto.com/images/crypto_com_whitepaper.pdf
  4. https://blockfi.com/mission

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