Difference Between Sezzle and Quadpay (With Table)

In recent years, payment plans through businesses such as Quadpay, Klara, AfterPay, and Sezzle have become increasingly popular. So, you could be asking if the popularity is for a good cause. And is it worthwhile to attempt this payment method? Is this a safe option? Many payment options have recently popped up all over the place, as you may have heard. Sezzle and Quadpay are just some of those payment options.

Sezzle vs Quadpay

The difference between Sezzle and Quadpay is that Payment processing and installment payments are available through Sezzle. In contrast to that, Quadpay is unique insofar as it only accepts installment payments. Moreover, in the case of both Sezzle and Quadpay, the repayment procedure strictly takes place after forty-two days of six weeks.

Sezzle is based in Minneapolis, Minnesota, in the United States of America. Sezzle was established in 2016. Charlie Youakim is the individual responsible for the establishment of Sezzle. Sezzle is a parent corporation in and of itself. Logging into “sezzle.com” will bring you to Sezzle. Sezzle is used by 2.6 million people on the internet. Repayment occurs every six weeks or forty-two days in both Quadpay and Sezzle.

Quadpay is based in New York, United States of America. Quadpay’s existence may be traced back to 2017. Quadpay was founded by Brad Lindenberg and his colleague Adam Ezra. Zip Co Limited owns Quadpay, which is a subsidiary of Zip Co Limited. “https://www.quadpay.com” is the website URL for Quadpay. Quadpay is used by forty thousand merchants and six million customers.

Comparison Table Between Sezzle and Quadpay

Parameters of ComparisonSezzleQuadpay
HeadquartersMinneapolis, Minnesota, United States New York, United States
Founded year2016 2017
Founded byCharlie YouakimBrad Lindenberg and Adam Ezra
Parent companySezzleZip Co Limited
Total users2.6 million users40,000 merchants, 6 million customers
Repayment inSix weeks Six weeks
FeatureAn instalment payment, payment processing.Instalment payment only.

What is Sezzle?

Sezzle is a non-profit organization whose purpose is to financially empower the future generation. It’s simple to integrate with any website and offers a terrific alternative payment method for clients who don’t want to use their credit cards. It allows millions of customers in Canada and the United States to take control of their spending, be more responsible, and gain financial independence.

Sezzle is based in the United States of America, in Minneapolis, Minnesota. In 2016, Sezzle was established. Charlie Youakim is the man who founded Sezzle. Sezzle is a subsidiary of Sezzle. By going to “sezzle.com,” you can contact Sezzle. Sezzle has a user base of 2.6 million people. Payments are made every six weeks or 42 days in both Quadpay and Sezzle. Payment processing and installment payments are both available through Sezzle.

Furthermore, it supports over 29,000 merchants and 2.4 million customers. Sezzle is the fiscally sensible way to “Buy Now, Pay Later.” It allows customers to make a purchase today and pay for it in four installments over the next six weeks, all of which are interest-free. Customers can also reschedule their payments for free one time, and the maximum price for late payments is $10.

What is Quadpay?

Quadpay is also a “Buy Now, Pay Later” platform that allows savvy buyers to pay later from any location. Customers can pay in four payments over six weeks on any transaction they make. Quadpay’s merchant partners benefit from greater AOV and conversion, immediate payment, and more repeat transactions as a result of their partnership.

Quadpay is based in New York, USA. Quadpay was founded in 2017 and is still active today. Quadpay was established by Brad Lindenberg and his buddy Adam Ezra. Zip Co Limited owns Quadpay. “https://www.quadpay.com” is the domain name of Quadpay’s website. Quadpay is used by 40.000 merchants and 6,000,000 customers. Quadpay is unique in that it only allows you to pay in installments.

Quadpay’s major purpose is to provide modern consumers with payment methods that are transparent, convenient, and fiscally responsible. Their ultimate goal is to establish a place where everyone can get what they need, want, and desire from life. It serves over 4.5 million clients and 30,000 businesses worldwide, with $3 billion in yearly payment volume.

Main Differences Between Sezzle and Quadpay

  1. Sezzle is located in Minneapolis, Minnesota, which is in the United States. On the other hand, Quadpay is located in the United States of America in New York.
  2. Sezzle was founded in the year 2016. On the other hand, the existence of Quadpay can be traced back to 2017.
  3. The man who is responsible for the establishment of Sezzle is Charlie Youakim. On the other hand, Brad Lindenberg and his companion, Adam Ezra, are responsible for the establishment of Quadpay.
  4. Sezzle is itself a parent company. On the other hand, Quadpay is a subordinate company to Zip Co Limited.
  5. Sezzle can be reached by logging into “sezzle.com.” On the other hand, Quadpay is operated by its website address, “https://www.quadpay.com.”
  6. A total of 2.6 million netizens use Sezzle. On the other hand, there are forty thousand merchants amalgamated with six million customers who are using Quadpay.
  7. Sezzle has featured payment processing and Installment payment. On the other hand, Quadpay possesses the characteristic of Installment payment only.


BNPL services or also known as, Buy Now Pay Later, make it simple to shop, whether online or in-store, without the costs that come with credit cards. It is the quickest and most convenient kind of funding, and the registration process is rather simple. Both Quadpay and Sezzle are almost similar in interface, operation and even functioning.

Other than these two platforms, various other platforms are also available, such as Klara, AfterPay, PayPal and many more. Thus, individuals are requested to have a thorough check on all the policies offered by various companies according to their ease, compatibility and demands.


  1. http://www.jecr.org/sites/default/files/2019vol20no3_Paper1.pdf
  2. https://www.mdpi.com/996676
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