Difference Between Crypto.com and Monolith

“Blockchain is the tech. Bitcoin is merely the first mainstream manifestation of its potential.” This is a quote by Marc Kenigsberg, who is famous for his podcast “The Conversation”, which simplifies things about this market for people. Cryptocurrency may have started by Bitcoin, but now it has found a diverse direction to flair.


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Crypto.com and Monolith are both companies, and fellow competitors are often compared since both of them are low transaction fee cryptocurrency exchange platforms. They provide good security to the users’ funds and can be used as alternatives for each other.

Key Takeaways

  1. Crypto.com offers a broader range of services, including cryptocurrency trading, debit cards, and staking, while Monolith offers a non-custodial Ethereum wallet and Visa debit card.
  2. Crypto.com has its native cryptocurrency, CRO, which powers its ecosystem, while Monolith uses the DAI stablecoin for transactions.
  3. Crypto.com has a larger user base and is available in more countries than Monolith.

Crypto.com vs Monolith

The difference between Cryto.com and Monolith is that Crypto.com is that Crypto.com is a more popular platform than Monolith. The former has more features to serve the people than the latter. Also, Crypto.com has two proprietary tokens (CRO and MCO) while Monolith has only one (TKN).

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Crypto.com is a platform where traders or investors can buy, sell, exchange, or hold their securities. The place can be used by anyone from a beginner to a well-established professional as it is quite easy to understand other than its competitors. In some countries, people can even pay off their bills through cryptocurrency by this platform.

Monolith is the first Defi wallet in the world of cryptocurrency. The company behind it is Ethereum. The interference of the website is very exciting and fun as it is made to look like space with humans in combination with aliens and animals. There are no transaction fees on swapping of tokens or on topping up their VISA card.

Comparison Table

Parameters of ComparisonCrypto.comMonolith
Company’s headquartersSai Wan, Hong Kong Island, Hong KongLondon, England, United Kingdom
Year of discovery  20162017 
Discovered by  Bobby Bao, Gary Or, Kris Marszalek, and Rafael Melo.Mel Gelderman and David Hoggard.
Proprietary tokenCRO and MCO.TKN
Extra benefitsCrypto.com offers a variety of offers and rewards to its customers like discounts and promotional stuff.Monolith currently do not offer any rewards or extra benefits to the platform’s users.

What is Crypto.com?

Crypto.com is one of the most popular cryptocurrency exchanges. It is an all-in-one platform where a person can buy, sell, borrow, earn, provide loans, and send different cryptocurrencies to other wallets of different people. The platform claims to have a collection of100+ cryptocurrencies to buy and sell from.

They have numerous VISA credit cards which a user can use as a normal credit card, just with cryptocurrency and fiat form of money instead of the normal banking money. Not only that, the credit card pays back at least 1% to the user in the form of their Proprietary token, CRO. They have their own app, which people can use to store their collective cryptos. People who use the app can trade on Crypto.com Exchange as well.

The VISA card is not called a Debit card because it does not get attached to the user’s bank account. A person can issue only a single card from their account. They have a feature of Crypto Earn where a person can get an amount of interest while holding their cryptocurrency. It gives other benefits and rewards like discounts on popular websites.

crypto com 1

What is Monolith?

Monolith is a decentralized cryptocurrency exchange. The company behind Monolith is “Token”, and they even have their proprietary token named after it, that is, TKN. The company’s aim is to bring equality and transparency to the world with the use of cryptocurrency.

Monolith has its own app that the user can use to check updates. The apps can be downloaded from both the App Store and Google Play. When one sets their account on the platform, they will be given “seeds”, which will be used to access the app; these are 12 different sequences of words. After that, a password has to be set by the user. One has to be very smart about these steps as once forgotten. It is quite hard to get them back.

There are no fees for any domestic purchases and just 1.75% for international purchases. The debit card offered by the company is one of the popular ones as it doesn’t require monthly or any annual fees to be paid by the user. One needs to add their name, address, an ID document, and lastly, their picture to apply for the card.


Main Differences Between Crypto.com and Monolith

  1. Crypto.com has two proprietary tokens, whereas Monolith only has one proprietary token available by the company. Crypto.com has MCO and CRO, also known as Crypto.com Coin. Monolith has TKN as its proprietary token.
  2. Crypto.com provides cashback as well as rewards to the user of its customers. On the contrary, Monolith does not give back any rewards or extra benefits after using their card.
  3. Crypto.com has their Crypto.com VISA card. On the other hand, Monolith has a Debit card to offer to the company’s users.
  4. The security method of the companies is different. Crypto.com is monitored regularly by various professionals of the company, while Monolith requires the user to set up their account with a 12 word “seed” (The user has to remember it in the same sequence.) and then remember it. And then a 6-word password.
  5. Crypto.com currently has four types of VISA cards provided to customers. They are MCO Visa Card, Black MCO Visa Card, Ruby Steel MCO Visa Card, Midnight Blue MCO Visa Card. Monolith doesn’t have this versatile variety of cards.
  1. https://link.springer.com/chapter/10.1007/978-3-030-23813-1_19
  2. https://www.sciencedirect.com/science/article/abs/pii/S1544612318302976
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