Difference Between Direct Auto Insurance and Geico

Owning and driving a car makes traveling easier and convenient. It also saves money and helps one manage their time. However, owning and driving a car can be risky as well.


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Direct Auto Insurance vs Geico

The difference between Direct Auto Insurance and Geico is that Direct Auto Insurance is provided easily to a non-experienced or even a high-risk bad driver; however, Geico has certain criteria that need to be fulfilled in order to be able to get the insurance. Hence, anyone who has a bad record at driving can easily get Direct Auto Insurance.

Direct Auto Insurance vs Geico

Direct Auto Insurance is a subdivision of the direct general category. This insurance has many discounts, client facilities, coverage types, and different payment methods like any other automobile insurance one can find in the market.

Geico is yet another popular automobile insurance type. It is mainly famous and renowned for its online services, which can easily attract youngsters or anyone who is not interested in a face-to-face conversation-making insurer.

Comparison Table

Parameters of ComparisonDirect Auto InsuranceGeico
Experience RequirementIt provides insurance to drivers with bad past experiences.It requires at least average driving skills.
Based OnIt is mainly based both physically and remotely. It is mainly based on online platforms.
AffordableIt is less affordable than Geico.It is more affordable than Direct Auto Insurance.
CoverageIt has comparatively fewer coverage options.It has many coverage options.
Rideshare PolicyIt does not have a rideshare policy. It has a rideshare policy.

What is Direct Auto Insurance?

Direct Auto insurance has been in the market for a long time. However, with developing technologies and changing times, many of its policies, payment methods have changed over time.

One can make online payments, view identity cards, and get to know about new updates and changes through its online website, which claims to be active for twenty-four hours straight.

It has several coverages one can get, such as injury coverage of the insurance owner, which covers all the medical expenses during accidents.

Liability coverage helps you deal financially to repair any property damaged during your car accident; this property may be yours or of the third-party with whom the accident takes place.

The company also provides insurance to people who have been having a hard time in finding automobile insurance due to their bad past experience in driving, which makes them come under the high-risk category.

What is Geico?

Geico is a very promising and incredible company providing automobile insurance. It has great insurance policies, which are very convincing.

It is great at saving money. They have great financial stability overall. One can find almost all the important coverage one needs when dealing with an automobile.

It comes among the top three insurance-providing companies in the US. They have a long list of discounts which come with plus features of the vehicle and good skills of the driver (owner).

According to several online and offline types of research, it can be proved that Geico is one of the most affordable insurance companies one can find in the market.

Main Differences Between Direct Auto Insurance and Geico

  1. Geico has more coverage options than Direct Auto Insurance.
  2. Geico provides a rideshare policy, whereas Direct Auto Insurance does not.


  1. https://trid.trb.org/view/309150
  2. https://journals.sagepub.com/doi/abs/10.4278/ajhp.130218-quan-72
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