Difference Between Maestro Card and MasterCard

MasterCard and Maestro cards are both bank cards that are issued by MasterCard Incorporation, which is one of the most popular brands of bank cards all across the globe.


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They are parts of the same company. Both of these cards can be used to withdraw cash from ATMs, or to make online transactions, because of which one often gets confused between them.

Maestro Card vs MasterCard

The difference between the Maestro card and MasterCard is that the Maestro card is a brand of debit card of the MasterCard itself. The MasterCard can be a debit card, credit card, or a prepaid card, whereas a Maestro card is a debit card only.

Maestro card vs Mastercard


Comparison Table

Parameter of ComparisonMaestro CardMastercard
TypeMaestro card is a debit card.MasterCard can be either a debit card or a credit card, or even a prepaid card.
Transactions confirmationA maestro PIN confirms the financial transactions of Maestro.A signature confirms the financial transactions of a MasterCard.
Maximum limitThe current amount in the bank account is the maximum payment limit in a maestro card.The maximum payment limit in the case of a MasterCard depends on many terms.
Rate of interestMaestro card charges lower rates of interest as compared to MasterCard.MasterCard charges high rates of interest in financial dealings.


What is Maestro Card?

Maestro is merely a brand of prepaid and debit cards that are possessed by MasterCard. It was launched in 1991.

The amount is charged straight on the bank account and gets debited directly. The company issuing the debit card does not charge interest on that money.

The card issuer authorizes the payment, provided enough funds are present in the account.

A few benefits of a Maestro card:

  1. One does not have to carry a huge amount of currency.
  2. The bank statements are sent via email or mobile, which helps one to keep an account of their monthly expenditure.
maestro card

What is MasterCard?

MasterCard is a financial service company that is U.S based. It helps to process payments between the merchant’s bank and the MasterCard issuer bank.

MasterCard is the most commonly used card globally. It is used in more than 200 countries and 36 million places.

A MasterCard can be either a debit card or a credit card, or even a prepaid card.

Depending on the credit history, the monthly income, the spending power, and other factors, a customer can apply for the type of credit card he wants.

here are different types of credit cards offered by the banks, such as World MasterCard, Standard MasterCard, and Platinum MasterCard.

There are also MasterCard debit cards that are popular because of the swift services they offer.

These cards are considered to be the best payment systems all over the world because of the attractive benefits they offer. For every transaction, they offer reward points.

One of the features of a MasterCard debit card is that it is accepted all across the globe.

master card
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