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Difference Between Visa and Maestro

Not a single person in today’s time is unknown because in some ways he has given his information of identity to the authorities. Visas and Maestro cards also contain the personal information of individuals to avoid unnecessary troubles.


Banking Quiz

Test your knowledge about topics related to banking

1 / 10

Retail Banking means 

2 / 10

What do we call the banking oriented towards mass welfare and financial inclusion of the poor?

3 / 10

Which of the following is NOT a banking service?

4 / 10

Which of the following is NOT among the functions of a central bank?

5 / 10

What is the name of the type of loan where a lender provides a lump sum of money to a borrower, to be repaid with interest over a set period of time?

6 / 10

What is the name of the type of loan where a borrower pledges an asset as collateral for the loan?

7 / 10

Which of the following is not a currency?

8 / 10

What is a life insurance policy?

9 / 10

Treasury Bills (or T–Bills) are issued by government to _____ money.

10 / 10

What is the name of the type of mortgage where the loan balance decreases over time as the borrower makes payments?

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Visa vs Maestro

The difference between Visa and Maestro is that the Visa card is used to travel in foreign countries while the Maestro card is used to make transactions or withdraw money. Both cards can be very vital when a person is not in his native country. The cards have the information contained related to the cardholder.

Visa vs Maestro

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he polity grants Visa cards to people so that they can leave their territory to enter into another country or to stay there for a time given by polity. Without Visa, a person has to face a lot of trouble in another country.

Maestro card is owned by MasterCard, which is an American company. The associate banks provide a maestro card to the users and this card is related to the user’s savings account.

Comparison Table

Parameters Of ComparisonVisaMaestro
LaunchedVisas were launched in western Europe during the 1st world war. Maestro card was introduced quite later in the year 1991 in the US.
TypeBoth debit and credit cards are provided by Visa Inc. Maestro card is a debit card provided by MasterCard enterprises.
UsageVisa includes such information of a person that helps him to travel country to country. Maestro cards include the banking information of a person that helps to make transactions worldwide.
FacilitiesThe facilities provided by visas are similar to both debit and credit cards.The facility provided by a Maestro card is just like a debit card.
ManufacturerThe company Visa Inc. located in Foster City, Californian makes Visa cards.The company is known as MasterCard Inc. situated in the USA make Maestro card.

What is Visa?

Visa is a card that is attached to a passport. This is a very essential part when it comes to traveling to other countries. Without Visa, a person would not be accepted in a foreign country by authorities.

There are multiple types of Visa cards such as students Visa, tourist Visa, transit and work visas, etc. The availability of visiting a country depends on the Visa whether you can travel to a country once or twice or sometimes multiple visits.

Particular countries require medical screening or interview before providing a Visa. Visas are the most essential travel documents.

What is Maestro?

A service that is known as a global debit card service is known as MasterCard enterprises owns the Maestro card. Maestro card also gives the benefits of prepaid cards. One can also call it a Maestro debit card.

The difference between a Maestro card or a prepaid card is just that a prepaid card doesn’t require a person to have a bank account. They are used to withdraw money by swiping through these machines.

In Maestro cards the EMV chip is given that stores the information of the user. Sometimes the magnetic stripes are also used to store the information.

So when the card is swiped, the information is sent to the bank to get the affirmative authorization from the issuing bank. If the information is broken, the transaction will be canceled immediately.

Main Differences Between Visa and Maestro

  1. A Visa card came in handy almost a century ago while it was the year 1993 when Maestro cards were introduced.
  2. By owing a visa card a person can travel to the desired country while the maestro card helps him to withdraw money from his account.
Difference Between Visa and Maestro
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