Difference Between PayPal Here and SumUp (With Table)

Many people are now used to using Online Payment services like PayPal and SumUp. However, most people are unaware of how these online payment services work. PayPal Here is a service that allows you to pay your bills online but, SumUp where users can pay with cash or card using their smartphone. Both PayPal and SumUp may seem exceptionally similar, yet they are different too.

PayPal Here vs SumUp

The difference between PayPal and SumUp is that PayPal and SumUp it is possible to use Paypal Here while accessing other websites or payment pages directly on your phone or while the payment is being made inside a browser, whereas, SumUp is not a bank or a payment processing website. However, users can pay with cash or card using their smartphones.

PayPal offers two payment services that are Paypal There and PayPal Here. With PayPal There it’s possible to make multiple payments per day on behalf of your customers without incurring fees or charges. With Paypal Here, there are no fees for this service unless you’re making more than 200 payments in any 30 days. Moreover, these services can be accessed at a computer or can directly use smartphones to pay.

SumUp users can pay with cash or card using their smartphone. Moreover, with SumUp, anybody can easily transfer money at any time, anywhere in the world effortlessly. SumUp is a site where you can pay friends, family, or any stranger on the street where the money is given on the spot to the recipient using your phone’s camera.

Comparison Table Between PayPal Here and SumUp

Parameters of ComparisonPayPal Here SumUp
DefenitionPayPal Here is an app that allows its users to use PayPal to complete transactions, and places orders.SumUp is a little different from other payment services because it isn’t restricted to certain people who are willing to accept payments in cash or by card.
WebsitePayPalSumUp
PaymentsIt is supported Google Pay and Apple PayIt is supported by Google Pay.
ClearanceWithin few hours.With 1-2 working days.
Transaction feeYesNo

What is PayPal Here?

PayPal Here is a company with a variety of payment options and services. PayPal Here is also an app that allows its users to use PayPal to complete transactions, places orders, or send money through the app. It provides the security of PayPal’s network through the app itself, meaning that no information leaves the phone. It is available for iPhone and Android devices as well as web browsers. This has made it an attractive solution for people who are looking to transact in person or are unable to find other alternative methods of transacting on their mobile devices.

PayPal Here also integrates with other PayPal services, allowing you to create invoices that you can send out to customers. This makes it easy for businesses to accept digital payments or credit card payments. Furthermore, the app is useful for people who want to order takeout and pay through their phones. PayPal Here is only accessible through an internet browser.

PayPal Here was founded in 2011 by some PayPal employees who decided it would be a good idea to allow people to make transactions on their phone or tablet device. The app immediately became popular among workers in the food delivery business since it made it easier for customers and customers could order directly through this app. PayPal Here can be used for businesses that could also use it to process orders and payments because you could create a PayPal Here account to replace your business’s regular bank account, meaning that you can accept payments through a third party without having to give out your bank information.

What is SumUp?

SumUp is a global cashless and instant payment service that lets you pay anyone in the world with your mobile phone and in real-time using cryptocurrencies such as Bitcoin, Bitcoin Cash, and Bitcoin Gold. SumUp is not a bank or a payment processor that never holds funds where a person can completely control the access of the money, and that’s why it offers high-quality services such as instant transfer, 100% secure payment, and 24/7 customer support.

SumUp is a little different from other payment services because it isn’t restricted to certain people who are willing to accept payments in cash or by card. By SumUp, anyone can easily transfer money at any time, wherever you are in the world, effortlessly within seconds, however in some countries, you will have to pay a transaction fee to receive money if the receiver is not a SumUp user.

The recipient of SumUp user must have at least one of these cryptocurrencies such as Bitcoin, Bitcoin Cash, and Bitcoin Gold in their wallet to be able to receive money from you. Moreover, SumUp users can pay with cash or card the spot to the recipient using their phone’s camera.

Main Differences Between PayPal Here and SumUp 

  1. PayPal Here is an app that allows its users to use PayPal to complete transactions, and places orders, whereas, SumUp is a little different from other payment services because it isn’t restricted to certain people who are willing to accept payments in cash or by card.
  2. PayPal offers payment services such as PayPal Here, whereas, SumUp offers payment services such as SumUp payments.
  3. Payments of PayPal Here are supported by both Google Pay, Apple Pay, and cards, whereas, Payments of SumUp are supported by Google Pay and cards.
  4. Payments clearance of PayPal Here can be done within few hours, whereas payments clearance of SumUp can be done within 1-2 days.
  5. A transaction fee is present for PayPal Here, whereas there is no transaction fee for SumUp.

Conclusion

Many people are unaware of how PayPal Here and SumUp work. Although both PayPal Here and SumUp service offers users great flexibility, it is not exactly intuitive, so it is worth knowing all about this service to make online payments effortless. The name Paypal Here is a bit misleading because users do not have to log on to their PayPal account from a browser.

It is possible to use Paypal Here while accessing other websites or payment pages directly on your phone or while the payment is being made inside a browser. PayPal Here is a convenient way of transacting for customers who have a PayPal account. SumUp is a little different from other payment services where users can pay with cash or card using their smartphone.

References

  1. https://link.springer.com/chapter/10.1007/978-3-658-06011-4_6
  2. https://www.degruyter.com/document/doi/10.1515/9781547401055-006/html
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