PayPal Generosity Campaign vs Money Pool: Difference and Comparison

The company- PayPal, offers many fundraising programs. The Generosity Campaigns and Money Pools are tools for the same.

Money Pools were introduced first as a method for collecting for a common cause with a limited number of people. The fundraising program intends to collect donations from more contributors in a short period. 

Key Takeaways

  1. PayPal Generosity Campaign allows users to donate to charitable organizations through their accounts, while Money Pool allows users to collect money from friends and family for a specific purpose.
  2. The generosity Campaign is more geared towards charitable donations, while Money Pool is more for personal or group contributions.
  3. Generosity Campaigns can be used to donate to various organizations, while Money Pool is limited to specific projects or goals.

PayPal Generosity Campaign vs Money Pool

PayPal Generosity Campaign is an active fundraising service that’s used to raise money for businesses, organizations, or individuals, and it has a $20,000 limit. Money pool is a former money service that is used to provide PayPal users with money after completion of different activities.

PayPal Generosity Campaign vs Money Pool

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The PayPal Generosity Campaign, launched in 2020, is a crowdsourced fundraiser initiative through which people can support charities, people, or businesses with donations.

This fundraising enables customers to raise funds for their preferred charity. This service is available in the USA, the UK, and Germany.

Anyone can raise funds for the intended cause. The Generosity Network for Charity makes the transfer of money easier. Instead of transferring it to an account, the fundraised for charity is donated directly to the Giving Fund.

Money Pools are a social payment method. A unique link is given when a user creates a pool for a specific purpose. The creator can share the link with people who they want to. This ensures privacy. This program is small-scale.

It can be used for charity as well. The details of the contributor are available. The Money Pool creator can control the pool using the systems. They can set an end date, add details, and select contributors.

Comparison Table

Parameters of ComparisonPayPal Generosity CampaignMoney Pool
Launch 20202017
End Active2021
PurposeFundraising primarily for people or organizations and charityPooling money from relatives, friends, or other people in contact for a specific goal
Limit$20000No limit
Time Period30 daysThe creator decides the end date

What is PayPal Generosity Campaign?

PayPal expanded its fundraising options with the Generosity campaigns. This enables individuals to raise money for anyone.

Users can raise funds for themselves, others, organizations, or charities. During the launch, the campaign was open only to US-based PayPal users.

The company decided to incorporate this feature after the outbreak of the coronavirus. Due to the difficulties in raising funds, charitable organizations had a rough time.

The fundraisers are created from the website, and one can use the donations according to their needs. It also helps the campaigns give more reach than expected using social media handles.

The fundraiser creators must follow the terms of the company. There are two types of fundraising: Personal or Business fundraisers and fundraisers for charity.

Personal fundraisers can only be created one at a time. But for charity, multiple fundraisers can be established.

Up to $20,000 can be collected using this fundraising program for personal or business purposes. There is no such limit in charity fundraising campaigns.

The user’s account must be in good standing throughout the fundraising campaign. The fundraisers will only last for 30 days. One must verify their identity before any such campaigns.

Users who do the fundraising for someone else must deliver all the donations soon enough. All the funds raised are transferred directly to the fundraiser’s account.

What is Money Pool?

Money Pool is a service that is aimed at providing PayPal users to collect money for various activities. It is a transparent service.

The contributors can know how much money is in the fund, who all gave the fund, and analyze how close they are to reaching the target. Family members, friends, or colleagues can pool their money for a general purpose. 

Users can create a money pool within a few clicks. Give the reason for creating the money pool and then name it.

The goal amount and end date make it easier for the contributors to collect the money efficiently. A minimum amount can be set for the contributors or allow them to contribute as much as they intend to.

 Users can customize the Money Pool using cover images and providing details in the about section. After creating the Money Pool, a link is given.

By sharing the link with the targeted contributor, money is collected. There are options for contributors to give without revealing their names and details. 

This Money Pool system is also used for charity purposes. The link for such must be shared on public platforms for crowdfunding purposes. When the required amount is gathered, it can be transferred into the account.

Main Differences Between PayPal Generosity Campaign and Money Pool

  1. PayPal generosity campaigns aim at huge fundraising programs. But Money Pool is for collecting money from friends, relatives, co-workers, or other contacts.
  2. Generosity campaigns were launched in 2020 and are still active. While Money Pools were introduced in 2017 and ended in September 2021.
  3. There were no limitations in Money Pools in terms of the money collected. But in PayPal Generosity campaigns, there is a set limit for personal or business campaigns.
  4. Generosity campaigns are public, while Money Pools are more private.
  5. Fundraisers in Generosity campaigns can only last for 30 days. There is a time limit. But in Money Pools, the creator can set an end date. Till then, it is valid.

Last Updated : 13 July, 2023

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