The digital era is making a space in our daily lives and is growing day by day. Now, trading is also possible digitally with the exchange of digital money.
The cryptocurrency market is very sensitive and risky, which is one of the major factors to consider before investing.
Key Takeaways
- BlockCard offers a virtual Visa debit card, while Crypto.com offers both virtual and physical Visa debit cards.
- Crypto.com has a more diverse range of supported cryptocurrencies compared to BlockCard.
- BlockCard has lower transaction fees compared to Crypto.com.
Blockcard vs Crypto.com
The difference between blockcard and Crypto.com is that blockcard is a debit card that uses cryptocurrency as reserved money, while Crypto.com is a platform offering various services with a payment mode involving cryptocurrency. Blockcard can be used for daily life and household shopping, while Crypto.com offers are available in online terms.
Blockcard is a cryptocurrency debit card. It is an initiative started by co-founders of Ternio, partnered with VISA’s fast track to bring cryptocurrency to daily spending nature.
Crypto.com can be described as a platform providing users complete control over their data, money, and identity. It allows the exchange of cryptocurrency as a mode of payment.
Comparison Table
| Parameters of Comparison | Blockcard | Crypto.com |
|---|---|---|
| Meaning | It is a crypto-debit card, more specifically a VISA card, which is available in the USA. | Platform providing the user’s complete control over their data, money, and identity. |
| Started | 2019 | 2016 |
| Founder | Ternio, USA partnered with VISA’s Fast track. | Gary Or, Bobby Bao, Rafael Melo, and Kris Marszalek |
| Operation | United States of America | Worldwide |
| Services | Payment services, especially retail payment such as shopping. | Financial services, trading services, and payment services. |
| Features | Offers referral services, loan services. | Secure payment mode, user-controlled. |
| Extra fees | Extra fees are required to issue cards, ATM charges, and monthly fees. | No extra fees |
What is Blockcard?
Blockcard is a crypto-debit card, specifically a VISA card, available in the USA. Blockcard can be used anywhere and at any point in time wherever the VISA card is accepted as a mode of payment.
There are three types of blockcards: Virtual cards, Plastic cards, and Metal cards. One of the main features that blockcard offers are a cashback program.
There are several fees charged by blockcard. They include a charge for a card issue, a fixed fee for ATM usage, and a monthly fee if you spend less than a specific amount.
What is Crypto.com?
Crypto.com can be described as a platform offerings services like trading products, financial services, and secure channels for payments.
It allows a secure mode of payment involving cryptocurrency. The network and exchange are secured by blockchain technology.
Crypto.com was started in Hong Kong in the year 2016 by Gary Or, Bobby Bao, Rafael Melo, and Kris Marszalek. MCO Malta DAX Limited is the legal name of the company.
It offers three major services: provides a payment solution (Crypto.com Pay and VISA Card), provides a trading solution (Crypto.com App and Crypto.com Exchange), and financial services (Crypto Earn, Decentralized financial products, and Crypto credit).
Main Differences Between Blockcard and Crypto.com
- Blockcard is used as a general debit card (cryptocurrency can be used to spend on normal things, i.e. shopping), while Crypto.com provides financial and trading services.
- Blockcard can only be used in the USA, while Crypto.com can be operated worldwide.
- https://repository.upenn.edu/cgi/viewcontent.cgi?article=1133&context=wharton_research_scholars
- https://help.crypto.com/en/collections/260617-our-company
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