Progressive vs Geico RV Insurance: Difference and Comparison

Unexpected events occur in people’s lives where losing a thing can be a huge mess. It can affect the daily routine of a person. But if someone says he can cover up the damages, it would be much easier to tolerate.

Progressive and Geico RV Insurance are two such companies that provide necessary aid at the right time.

Key Takeaways

  1. Both Progressive and GEICO offer RV insurance.
  2. Progressive offers more coverage options and discounts than GEICO.
  3. GEICO offers slightly lower rates for RV insurance as compared to Progressive.

Progressive vs Geico RV Insurance

Progressive RV insurance offers coverage for a variety of RV types, including motorhomes, fifth-wheel trailers, and toy haulers. Geico RV insurance offers coverage for motorhomes, travel trailers, and campers, including liability, collision, comprehensive, and medical payments coverage.

Progressive vs Geico RV Insurance

Progressive insurance is an insurance service provided by the Progressive Corporation. Progressive is a US-based insurance company, the third-largest insurance company that comes after GEICO.

The main objective of progressive insurance is to make innovations in the auto insurance industry. Progressive Corp offers a large number of auto coverages.

GEICO is a well-known name in the insurance industry. GEICO provides various types of insurance, and one of them is RV Insurance.

RV Insurance is a type of insurance that covers damages such as natural disasters, vandalism, storms, fire, theft, broken objects, etc. It is one of the very essential insurance that GEICO offers at low rates.

Comparison Table

Parameters Of ComparisonProgressive InsuranceGEICO RV Insurance
FoundedThe progressive insurance company was founded in 1937. It also belongs to the United States and is headquartered in Chevy Chase. GEICO was founded in 1936. It belongs to the United States of Mayfield, Ohio.
FounderThe founders of Progressive insurance company are Jack Green and Joseph Lewis. The founders of GEICO are Leo Goodwin Sr and his wife, Lillian Goodwin.
DiscountThe discount Progressive Insurance company offers to its clients is 7 times, which is a good number.The discount offered by GEICO to its clients is only 3 times which is relatively low compared to Progressive.
Complain scoreAccording to the NAIC, Progressive Insurance company’s complaint score is 1.69, which is above average. The complaint score of GEICO, according to the NAIC, is 1.70(above average and almost similar to Progressive).
Person Injury coverageProgressive Insurance company provides Personal Injury coverage to its clients.GEICO does not provide Personal Injury Coverage to its clients.

What is Progressive Insurance?

The progressive insurance company is a prestigious name when buying an insurance plan. Its headquarter is located in Mayfield, Ohio, United States.

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The progressive insurance company was established on 10 March 1937. Two people knew Joseph Lewis and Jack Green, the Progressive insurance company’s founder.

A wide range of insurance coverage is provided by Progressive Insurance company for its clients.

This insurance covers commercial vehicles, motorcycles, trailers, boats, and RVs. In the Fortune 500 list of 2021, Progressive Insurance company ranked 74th place.

The progressive company gives its services internationally. The company comprises 3 segments: Commercial Auto, Personal Lines, and Other Indemnity. The Commercial Auto segment covers physical damage for trucks and automobiles.

Personal Lines covers insurance for boats, motorcycles, and recreational vehicles. As its name suggests, Progressive insurance company was founded keeping in mind the latest demands of people.

It has been very innovative in its related field, which is why it became the third-largest insurance company in the United States.

Since the area served by Progressive is worldwide, it sells its insurance via the internet and telephone. In the native country, the independent agents also work for Progressive Insurance company.

In December 2009, Progressive started selling auto insurance in Australia.

What is Geico RV Insurance?

RV in ‘RV insurance’ stands for ‘recreational insurance’. RV Insurance is beneficial in circumstances where the client causes damage to others. Also, It offers the cost for the damages that its clients have taken.

A large corporation that is known as GEICO also provides RV insurance. GEICO is the second-largest insurance company in the United States. Many people prefer GEICO for its lower rates.

GEICO has been providing its services for many decades. RV Insurance of GEICO provides varieties of coverage. A client can choose any plan suitable to his needs. Regarding vehicle coverage, GEICO RV Insurance covers class A, B, and C motorhomes, truck Camper, travel trailers, etc.

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The coverage that is offered by RV insurance for several incidents can be broken down into multiple categories.

For example, Uninsured Motorist coverage, Vehicle coverage, Auto insurance coverage, Liability coverage, Medical coverage, etc. GEICO provides RV Insurance in selected states.

States like Massachusetts, Hawaii, North Carolina, and Michigan do not have the service of GEICO RV Insurance.

It also offers Vacation Liability coverage, Emergency Expense coverage, Recreational Vehicle Payments coverage, and many more. The pricing of these coverages depends on multiple things. GEICO RV Insurance is offered for a lifetime.

Main Differences Between Progressive and Geico RV Insurance

  1. The clients of Progressive Insurance company can purchase Water backup coverage, while GEICO does sell water backup coverage to its consumers.
  2. The Progressive Insurance company’s work is mainly done over the internet, providing paperless documents, whereas GEICO does not facilitate this feature.
  3. The Golf cart insurance is being sold by Progressive Insurance company. On the other hand, GEICO does not sell Golf cart insurance.
  4. The progressive insurance company does not have a live chat feature for policyholders, while clients of GEICO can have a live chat with people of the company.
  5. The progressive insurance company provides multiple and unique Personnel policies and coverage. On the other hand, GEICO has limited coverage options.

Last Updated : 13 July, 2023

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10 thoughts on “Progressive vs Geico RV Insurance: Difference and Comparison”

  1. Some aspects of the comparison could have been more detailed. I had a couple of lingering questions after reading the post.

  2. A great analysis of Progressive and Geico. The detailed comparison is comprehensive and today’s insurance seeking individuals and companies will find the insight useful

    • I agree, the post details everything that one would need to know about Progressive and Geico. I am making a switch now, and this post has been very helpful for that.

    • The founder’s background analysis was quite interesting. I think the comparison to the complaint score was informative.


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